Mortgage Loan Originator

Posted: 01/04/2022

Kohler Credit Union is looking to hire a full-time Mortgage Loan Originator to assist our members as they embark on their journey of home ownership. Are you interested in progressing your career in the lending and mortgage industry? Do you love what credit unions stand for? This position pays a competitive wage and offers opportunities for professional growth and advancement. If this sounds like the next step in your mortgage-lending career that you have been looking for, apply today!

 

ABOUT KOHLER CREDIT UNION

 

We are a $575 million not-for-profit credit union with full-service branches in the Wisconsin communities of Kohler, Sheboygan, Howards Grove, Plymouth, Saukville, West Bend, Grafton, Manitowoc, and Mequon. Passionate about community service, we support activities that benefit and enrich the communities around us. And, we serve our diverse membership by delivering a broad range of superior and affordable financial services.

 

We strive to be an employer of choice, placing a major emphasis on personal and professional development. We offer a full benefits package for full-time positions including medical insurance, a prescription plan, dental & vision plans, HSA & FSA programs, life insurance which includes dependents, accidental death & dismemberment insurance, short and long-term disability insurance, a pension plan, a 401(k) plan, profit-sharing, bonuses, paid time off, a wellness program, an employee assistance program, educational reimbursement, employee recognition programs, and preferred credit card rates.

 

A DAY IN THE LIFE AS A MORTGAGE LOAN ORIGINATOR

 

As a dedicated loan originator, you service the Wisconsin market by creating trusted relationships with members and the community alike. With your working knowledge of mortgage loan policies, credit granting criteria and interest rates, you are the "go-to" loan officer for our home-financing clients.

Your unique sales skills assist you as you discuss loan alternatives, credit criteria, interest rates and loan documentation in a way that borrowers understand and feel positive about. To those members that do not qualify, you come from the point-of-view that it is not "no", but rather, "not yet." You make sure that they know exactly what they need to do in order to achieve their goals and follow up with them in the future. You stay abreast of loan products and trends as they relate to our market and member base in order to maintain a sound loan portfolio. You eagerly attend appropriate local/regional educational seminars and attend outside events such as home shows, sales / trade shows, open houses, etc. to promote not only Kohler Credit Union, but to establish yourself as a dedicated and knowledgeable mortgage lending professional. Your people skills will help you establish relationships with members, center of influences, and realtors. These relationships will be helpful in achieving your lending goals.

When handling loan requests, you gather documents to review them for completeness, you work with the processing team to resolve any issues, and then work on closing the loan. When each loan closes, you share a wonderful feeling of accomplishment with your borrower!

QUALIFICATIONS FOR A MORTGAGE LOAN ORIGINATOR

  • High school diploma or equivalent
  • Relevant education and experience in the mortgage lending industry
  • Ability to register as a loan originator on the Nationwide Mortgage Licensing and Registry (NMLS)
  • Secondary market mortgage experience that includes Freddie Mac, Fannie Mae and government loan processing
  • Understanding how to comply with government and other regulations affecting the credit union industry including but not limited to the Bank Secrecy Act, the S.A.F.E. Act and the USA Patriot Act
  • Willingness to become a notary
  • Sales ability
  • Customer service skills
  • Proficiency in Microsoft Office Suite

Additional sales experience is a plus but not required. Do you have mortgage lending, processing or management experience? Are you organized, detail-oriented, efficient, good at prioritizing, consistent about double-checking for accuracy and conscientious about following through on tasks? Do you have excellent communication and interpersonal skills? Are you analytical and able to exercise sound judgment? If so, then you might just be perfect for this Mortgage Loan Originator position!

ARE YOU READY TO JOIN OUR CREDIT UNION TEAM?

We understand your time is valuable and that is why we have a very quick and easy application process. If you feel that you would be right for this job, please fill out our initial 3-minute, mobile-friendly application. We look forward to meeting you!

Type of Position: Full Time Position

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